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Buddy, Can You Spare Some Bootstraps? October 21, 2008

Posted by The Typist in New Orleans, NOLA, Toulouse Street.
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7 comments

America is worried. What it will be like to lose your home and all your possessions, to see your job shipped off to another town, to be forced to pay out the mortgage on a house no longer yours while you try to make the rent? Will the government help me, or will all those hundreds of billions in aid they voted just evaporate into people’s pockets before it gets reaches the average person?

How, they worry, will they survive such a catastrophe?

I suggest they have a parade. It worked for New Orleans.

In your parade, America, you can celebrate that even in bankruptcy you will not be forced to live for years in a 280 square foot travel trailer, being slowly poisoned by formaldehyde. Moving in with relatives–for a year, or two–will test your virtue and bring your family closer together than you can image. The bankruptcy judge may make you pay out the balance of your mortgage after the auction, but at least you will not be forced to pay the full note plus rent if you won’t live in the trailer, while you fork out trebled prices for materials to build a new home with your own hands.

You can celebrate that your children will still have schools. With books. With any luck, they need not be completely uprooted from the family and friends who give them stability. You will still have things like your wedding and family and children’s pictures, the treasured family items no bankruptcy court would care about but which mean the world to you.

You may have to work two jobs to pay off that bankruptcy judgment under the new rules (while the people who bilked you walk away rich), but it can be done. At least you will not be forced to labor in a squalid flooded house, forced to choose between wearing a Class III respirator in a airless heat index of 120 or breathing in visible black mold.

You can celebrate the inner strengths you never knew you had, the ones most Americans only read about in books like “The Greatest Generation”, the hard resolve you fear you are not equal to. You are. If a bunch of indolent and dependent Orleanians could do more than any bankruptcy judge could ever impose on you, imagine what a lot of resourceful and self-reliant folks like yourself can manage.

If you are like many Americans, the one’s who don’t belong to church or club, the people who famously “bowl alone” as the book says, now is the time to reach out to your neighbors and organize yourselves. Don’t think that an angry vote in this election year will be enough. It won’t. Face up to the hard facts we’ve learned: 90% of “government aid” vanishes before it gets anywhere near you. You might not think you live in that sort of country, but you do.

You will need to organize as people down here did, in neighborhood associations and new groups to fight with the government, your bank, whoever. If you don’t, don’t expect the government or anyone else to reach out and help you. Those days are over. When the houses in your neighborhood are left empty for months or years, you’re going to have to get up and go mow that lawn if you don’t want to look at it (not to mention the snakes and rats).

Your neighbors–you know, the people you just wave to as you drive from home to wherever–will help you more than you can imagine. Tens of thousands of them have come to New Orleans to help people out of no other motive than pure altruism, some deeply Christian and some just plain goodness of heart. Until something happens to you and yours, you’ll probably never realize this. They’re not just your neighbors; they are people who share every aspect of your life, good and bad, and are willing to step up to help you when you’re down.

New Orleans has rehearsed the complete collapse of the American Dream for the last three years, and yet every day you can find us at the neighborhood bar sipping a cold one while discussing the Saints and the venality of politicians, or at that restaurant around the corner getting a po-boy. Life goes on. Come the Fourth of July, you’ll find Going Fourth on the River, a bit choked up as we watch the bright red, white and blue bombs bursting in air. No, we don’t believe in that old American Dream anymore, at least not in the way you still do, America. We have a clear-eyed take on what government has become, what insurance companies (for us) or banks (for the rest of you) are really about.

The campaign to subtly sabotage government in the name of lower taxes and less regulation has left an empty shell that cannot help you, not in the way it helped your grandparents out of the Great Depression, or your parents in the transition from WWII to the prosperous 1950s and 1960s. That government is gone. And the businesses you grew up learning to trust: don’t. With the end of regulation went any sense of civic responsibility. But then, the current criss has taught you that, hasn’t it?

Here’s what you do. You pick yourself up, dust yourself off, and start going again. It will be hard. There will be tears, and there will be anger. Just remember that your spouse and kids didn’t do this to you. Neither did your best friend since grade school. There will be blank days when nothing much gets done, work or personal. You won’t remember what you did or why. And there will be days and nights when perhaps a bit too much drink is taken. The next day, pick up the empties, make yourself a big pot of very dark, strong coffee, and start over starting over. It’s the only way to make it.

You can and will get through this, even if it plays out in the worst way you can image, but you are going to have to help yourselves. Forget all that nonsense you’ve heard about New Orleans. They people who are home (and we are far more than the 200,000 I often wrote of in the past) did it themselves, with the help of friends and sometimes complete strangers, out of their own pockets.

The way the economy plays out may be the last straw for some–the ones with empty 401ks and maxed out credit cards and a house still not finished, but not for most. We’ve been tested and in spite of all the lies you’ve heard about shiftless Orleanians waiting for their government handout, it’s all bullshit: they’ve done it on their own. There is nobody in America alive today under the age of 80 who understands hard times better than New Orleans.

If you want a lesson on how to survive the next few years, I suggest you hop on a plane or gas up the car and come on down to New Orleans–before someone cuts up those credit-cards–and we’ll show you how it’s done, and throw in a good time to boot.

Hell, you might even decide to stay. We have lots of cheap, fixer-upper houses down here, if you don’t mind a little hard work. And as we’ve been reminded again and again and again since the levees failed, you’re all about hard work and self-reliance, America. At least that’s what you keep telling us. And we understand. Been there, done that, got the t-shirt.

Well, here’s your chance. Show us Orleanians aren’t the only ones who can pull themselves up by their own bootstraps.

(Hat tip to Veda for this idea)

When the levee breaks January 31, 2008

Posted by The Typist in Corps of Engineers, Flood, flooding, levee, New Orleans, NOLA, Sinn Fein, Toulouse Street, We Are Not OK.
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5 comments

levees.jpg

See those dots and shaded areas? If you live there, you need to know this: there is no act of incomptence or malice for which the Corps of Engineers can be held liable should your levees (or dikes or whatever you choose to call them) fail. Thousands may die, and hundreds of billions of dollars of damage may be done, and the fault can clearly be that of the Corps, but you have no recourse.

You may think it was just some fluke of indolent and corrupt New Orleans. Think again. Locals basically mowed the grass on those levees, that’s all. Those levees and floodwals were a clear Federal responsibility. And they were not up to the required design specification. Not even close. Are your levees up to standard?

If not (and you won’t really know until you have to start cutting that hole in your attic to escape from drowning), then based on our experience I suggest you begin to evacuate these areas immediately. If you don’t drown, the best you might get (outside of what flood insurance might pay) is on the order of ten or fifteen cents on the dollar. And nothing should you die. That is what New Orleans has received, and I can’t imagine why you would expect any more.

I know most of you don’t have flood insurance. Louisiana had one of the highest compliance rates in the nation. I didn’t carry flood insurance when I lived in Fargo behind 40-foot high dikes and well below the flood stage of the Red River at its worst case. Do you have flood insurance? Do you have a plan for rebuilding your life out of the proceeds of that insurance and that insurance only? If your house and contents are worth more than $150,000 what then? If you owe more than that, are you ready to continue to pay the mortage on a ruin where you can’t live? Do you have enough life insurance should you drown so your family could make that payment on the hole in the ground that used to be your house after you’ve drowned?

If I were you, I would get that for sale sign up today. Or you can join us in demanding that the Corps of Engineers be held responsible for their clear and admitted negligence and that all of the levees in this country be built to do their job, and that the Corps be held responsible if they are not.

Note: I have resisted falling back on Led Zeppelin for a title or even a quote out for two-and-a-half years, but I just couldn’t avoid or resist this time.